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Manufacturer's Suggested Retail Price (MSRP)

$27,890

Base: $26,695+Destination: $1,195
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2026 Honda Civic

Sport

2026 Honda Civic Rallye Red Front View
1 / 2
front
Exterior Color:Standard

Payment Options

Used to find nearby dealers and regional incentives

$

20% of vehicle price · Max $27,890

Estimated Payment Breakdown

Vehicle MSRP$27,890
Sales Tax (7.00%)
+$1,952
DMV & Registration Fees+$800
Subtotal$30,642
Down Payment (20%)-$5,600
Amount Financed$25,042

Tax estimate based on zip code. Final tax amount may vary based on your exact address, trade-in value, and applicable exemptions. Confirm with the dealership.

Compare estimated Payment Options

2026 Honda Civic
Rates updated 2026-03-04 · Source: Official manufacturer websites, Experian Q4 2025

Purchase

Own the vehicle

$461

/month for 60 months

APR3.99%
Amount Financed$25,042
Total Cost$33,260
Est. Value After 5yr$12,375
Build equity over time
No mileage restrictions
Own outright after payoff

Lease

Drive a new car every few years

$295

/month for 36 months

Due at Signing$6,790
Residual Value$16,176
Total Lease Cost$17,115
Equity at End$0
Lower monthly payment
New car every 3 years
12,000 miles/year limit

Quick Comparison

Monthly Difference

$166

Lease saves

Total Cost Difference

$16,145

Lease costs less

Equity After Term

$12,375

Purchase only

Recommendation: Leasing saves you $166/month, but purchasing builds $12,375 in equity. Consider your long-term plans.

Disclaimer: Rates shown are for well-qualified buyers. Your actual rate may vary based on credit history, loan term, and other factors. Promotional rates subject to change without notice. Final payment amounts are determined by the dealership and may differ based on dealer pricing, available incentives, and your individual financing terms. These estimates are provided for comparison purposes only and do not constitute a financing offer.

No hidden fees. No surprises. Just savings.